Browse By

Category Archives: Tax Planning


Remember When?

How do you create a “Remember When” experience? With Thanksgiving right around the corner it reminds me how significant great memories are to our lives.  How do you know if or when you’ve created one of those “remember when…..” moments? The formula can be totally


Do You Really Understand Your Tax Bracket?

Whether you received a bonus from work or are retired and considering taking an IRA distribution, understanding how that extra income impacts your taxes is important.  I just had a client review meeting explaining tax brackets and realized it’s quite possible many people do not

No Thumbnail

Why Retirees Would Want Life Insurance

If you have a desire to leave money for your spouse or kids, life insurance is the best asset to leave them.  Notice I said “asset,” not  “investment.” At death, don’t investments morph into just another asset? I think so and I try to convey

No Thumbnail

Your IRA or 401k Balance is Not all Your’s

Your IRA or 401k is partially yours and partially the property of the IRS. Unfortunately, the IRS doesn’t tell you what they get until you make a withdrawal. RETIREMENT PLAN REALITY CHECK IRA Balance               Marginal Tax Rates  

No Thumbnail

Tax-Free Retirement

 We all know that the U.S. Government is $17 trillion in debt and has made trillions of dollars in Entitlement promises for which it has no money to pay. Forgive me if I don’t trust politicians not to come after my hard earned income and