Independent · Fiduciary · CFP® since 1990

Retire on your terms.
Not someone else's timeline.

We work with executives, business owners, and multi-state homeowners who have built serious wealth — and need a planner who can handle the complexity that comes with it.

Schedule your free intro call Get the free Snowbird Financial Roadmap →
Free Resource

Considering a second home in Florida?
Read this first.

Everything homeowners with $1M+ in assets need to know before making it official.

Get the free guide →
Free Guide · 8 pages · Ready to download

The Snowbird Financial Roadmap

For those considering a second home in Florida with $1M+ in assets

  • The domicile decision — what your home state actually looks at
  • Medicare & healthcare coverage across two states
  • Two-home cash flow through your 80s
  • Social Security, RMDs & Roth conversions in transition years
  • The 8-point Snowbird Financial Transition Checklist
Download free →
How We Help

Planning built around your life —
not a product to sell you.

Tax-Efficient Transition Planning

Multi-state income, Roth conversions, RMD timing, and two-state estate coordination — done in sequence, not in isolation.

Retirement Income Design

A cash flow model that accounts for two homes, healthcare costs, market volatility, and longevity through your 80s and beyond.

Independent, Objective Advice

No products to push, no quotas to meet. As fiduciaries, we are legally obligated to put your interests first — every time.

CFP® · CEO · Fortune Financial Group, Inc.

Brad Rosley, CFP®

I earned my CFP® designation in 1990. I've spent more than three decades helping executives and business owners in the Chicago suburbs figure out what they actually want retirement to look like — and build a plan to get there.

I'm also a multi-state homeowner myself. I've lived the two-state transition. The tax questions, the cross-state complexity, the domicile decision — I understand them from the inside, not just from a textbook.

My clients stay with me because our relationship is personal and life-planning centered, not product-driven.

"Plan for tomorrow, while still living for today."

#1 Amazon Bestseller Beyond Money — Brad's planning guide for executives
Divorce Financial Planning

Protect what you've built.

Navigate divorce with a CDFA®.

CFP® CDFA® 30+ Years Experience

Cris Kalivas is a Certified Divorce Financial Analyst® — one of the few planners in the Chicago area with this credential. She helps clients understand the long-term financial impact of divorce settlements before they sign anything they can't take back.

  • Asset division analysis — pensions, 401(k)s, stock options, and deferred compensation
  • QDRO preparation and retirement account splitting
  • Long-term cash flow projections for each proposed settlement
  • Business valuation support and equitable distribution strategy
  • Post-divorce financial plan to rebuild and move forward
Amicable Divorce Network – Founding Member Illinois Founding Member
Amicable Divorce Network
Illinois
Cris Kambolis
"The decisions you make during divorce will shape your financial life for decades. The right analysis now prevents devastating surprises later."

Cris Kalivas, CFP® · CDFA®

Divorce Financial Planning Specialist

Beyond Money book cover — Brad Rosley CFP

Amazon #1 Bestseller

Beyond Money

Timeless Wisdom for Financial Wellness

In Beyond Money, Brad Rosley, CFP® shares the framework he's used with hundreds of clients: that true financial wellness isn't about accumulating more — it's about aligning your money with what matters most. Part planning guide, part life philosophy, this book gives executives, retirees, and everyday Americans the tools to build lasting security and peace of mind.

#1 Amazon Bestseller Retirement Planning Brad Rosley, CFP®
Get the Book on Amazon
Our Team

Experienced advisors.
Real relationships.

Each member of the FFG team brings deep expertise and a personal commitment to your financial wellbeing.

Brad Rosley

Brad Rosley

CFP® · CEO

Independent financial planning for executives and multi-state homeowners since 1990. Former President, Financial Planning Association of Illinois. Amazon #1 bestselling author of Beyond Money.

Cris Kambolis

Cris Kalivas

CFP® · CDFA®

Our resident divorce financial planning specialist. 30+ years in financial markets, with additional expertise in municipal bonds and military family financial empowerment.

Nick Kalivas

Nick Kalivas

Market Strategist

Navigating financial markets since the late 1980s. Delivers high-level insights and strategy across asset classes for retail and institutional clients.

Watch & Learn

Straight talk on
money that matters.

103 videos and counting. Brad breaks down complex financial topics in plain language — no jargon, no sales pitch.

Why HSA is Better Than a 401K

Explained by a CFP®

★ Most Watched · 169K views

Why HSA is Better Than a 401K — Explained by a CFP®

5 Ways a CFP Invests His Own Money

Inside the financial planner's portfolio

New

5 Ways a Certified Financial Planner Invests His Own Money

Solo 401k for the Self-Employed

Retirement plan built for business owners

Self-Employed

Self-Employed Retirement Plan — Solo 401k Explained

See all 103 videos on YouTube →

Thirty minutes.
No obligation. No pitch.

Schedule a complimentary intro call. We'll talk about where you are, where you want to go, and whether we're the right fit.

Schedule your free 30-minute call