Nothing Beats a Block Party for Community Bonding

Block parties are what neighborhood is all about. This past weekend, my no outlet street made up of only 15 houses threw it's second annual block party. We opened it up to friends and had a blow out! What makes a good block party: People/neighbors…
Private Pension
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Is a Private Pension in Your Future?

With CD's paying next to nothing, we need some creative ideas to generate more income during retirement... Creating your own pension may be an attractive option for you. Most of us have a notion on what a “pension” is, as you or someone…
financial advisor brad rosley

Need a Financial Resource You Can Go To?

Financial advisor with 25+ years serving clients all over USA.
mutual fund capital gains tax

Stock Mutual Fund Investors Tax Kick in the Teeth

Watch out for stock mutual fund capital gains.

Living in the Good Old Days RIGHT NOW!

Economically speaking these are fantastic times for most Americans! Do you remember when the U.S. Unemployment Rate was this low? In December 1969! Elvis was still the King Gas was $.36/gallon - U.S. Postage Stamp cost $.06 - average…

Time to Celebrate the Tax Cuts!

  Tax cuts worked! Time to celebrate the tax gift President Trump and some in Congress gave most of us in 2018 and beyond.  Take a look at your 2018 federal tax return and compare it to last year's return. How to compare your taxes: On your…

Why Term Life is a "Needed" Financial Loser

Term Life insurance seldom pays out claims. We all die, why wouldn't we want our life insurance company to pay our heirs a six or seven figure death benefit in return for the premiums we paid? Insurance companies will tell you that roughly…
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HOW TO STOP THE 401K ROLLER COASTER

HOW TO STOP THE 401-K ROLLER COASTER I used to love rollercoasters.  They were the first rides I gravitated to at an amusement park, but now they are the rides I shun.  Perhaps it’s age.  When I was young, I thrived on the…
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How My Kid’s Awesome Budget Worked Like a Parent’s Dream!

As a CFP® and a mother of three teenager’s and one young adult, I am often asked how I taught my kids to be “money-wise.”  It is mostly assumed, because of my credentials, that I have done it right and my kids have never made a foolish…
college tuition saving hacks
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How You Can Save $10,000+ on College Tuition Costs!

It's true, you can save a fortune if you use one simple strategy. As a Certified Financial Planner, I've been actively trying to figure out how to cut college tuition costs. As a dad with have three kids in college in 2019 it's especially…
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Stocks Getting Hammered! Did Diversified Portfolio Work for You?

Did you know that many stocks are currently in a BEAR market? This means they are down more than 20% from their high point. If your portfolio is littered with these previous high flyers (Apple, Google, Netflix, Facebook or Amazon) you…
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What's the Key to Relieve Anxiety Over Stock and Bond Price Drops?

Wild swings on Wall Street may be causing anxiety for many investors. FEAR is REAL, especially when you have little idea how portfolio drops will impact your financial plan. Investors Without a CFP® on their team are Anxious Over Stock…
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Why Your Home Value May Have Plummeted

Thank goodness your home value doesn't show up on a stock ticker daily over your front door. Your home is a great asset, maybe more important are the memories you make in and around it. My advice: buy what and where you like for the enjoyment…

SHRM 2018 HR Best Practices Podcast #1.

We had a great time interviewing and learning from wise Human Resource veterans at SHRM2018. Click on Podcast to listen and learn to our podcast interviews.