Your account balance carries a hidden surrender charge. Millions of working Americans contribute a percentage of their earnings to a 401k account while many also have IRA accounts, most of which were formerly 401k that were rolled over to IRA’s. While some people follow the daily moves of their account balances, other wait patiently for […]
A majority of voters were not happy with the policies (higher taxes, Obamacare, etc.) of many politicians on the ballot and the results show many new faces in office. Here are some of the my opinions about what this may mean: Gridlock In Washington – All the republicans can do is pass bills and bring […]
Recently, President Obama quietly withdrew the most important element of the Affordable Health Care Act, “The Mandate.” The Mandate that everyone must purchase insurance or face a tax penalty has been postponed for two years. The original goal of the Affordable Care Act was to encourage the millions of Americans without insurance to sign up […]
We all know that the U.S. Government is $17 trillion in debt and has made trillions of dollars in Entitlement promises for which it has no money to pay. Forgive me if I don’t trust politicians not to come after my hard earned income and savings with new or higher taxes in the future to […]
It has been a memorable year and I hope my blog (over 5,000 hits in 2014) has captured some of the moments that impacted our lives and will help us plan for the future. I’ll take this time to re-share my some of my most popular blogs from this year and for fun ask that […]
What would happen to the cost of your auto insurance policy if oil changes were paid for entirely by your auto insurance? You wouldn’t pay at the point of service, but rather you would give them a card and they would send your paperwork off to your auto insurance company to collect payment. Laughable right? […]
On October 1st, insurance rates were released for individuals and while most people were taking the government website for a test drive (very few people have signed up) the premiums are not lower as were promised by the President a few years ago. My sister, for example, just informed me that her new family premium […]
The only potential “crisis” is that most people are doing just fine with 17% of the government shut down. God forbid the nation gets by with less government spending. Like a household after a pay decrease, spending priorities need to be made to make do with the money that is coming in. The U.S. Government […]
The last time the federal government shutdown was back in November 1995 and the Dow Jones was at 5,074. Three years later it was up to 9,100 (UP 80%). The Newt Gingrich led the Republican House of Representatives to battle on Capitol Hill to reduce government spending. When the previous fiscal year ended on September […]
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- Romney Wins – Then What? October 18, 2012
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- Rob Wyant: Brad. Thank you for sharing. Excellent book and ...
- Mike Pensinger: I explain to clients the *hope* is that you'll be...
- Brad Rosley: Be happy with what you have. Count your blessings ...
- Mike Pensinger: Wow! I knew we are extremely lucky to be living i...
- Scott Blumenshine: Wow. Good information to keep things in perspectiv...