Part 2. of 2. Individual Investors Left alone, many individual investors are horrible at timing the market. Instead of “buying low and selling high” people tend to do the opposite. The proof is in the chart below: The terrible investor results are terrifically poor. This chart reflects the results of purchases and redemptions from stock […]
Part 1 of 2 on Investing: Active vs. passive investing For this article the passive approach will be reflected by the S&P 500 stock index. Understanding the differences: It’s easy to get caught up in the Wall Street hype about which investment approach is better. My friends at Frank Russell Investments provided a good description […]
Many investors have a slice of their investments in international stock mutual funds. That is part of a diversified plan. True diversification is built by owning assets that move in different directions. We tend to not focus on the why’s, but rather look at the bottom line, “did I make money?” Don’t react to short-term […]
Turn $500/Year into $500,000! I recently created Roth IRA’s for my kids and put $500 into each account. With a little guidance from me, the kids will each choose to become stock owners of one company. Going forward I will encourage them to save by matching what they contribute to the account and am hopeful […]
Today’s blog is a quick audio review of the economy and stock and bond markets. Take a listen and get caught up. Click her to listen to update Please call me if you have any questions. 630-942-9007
Most of my clients tell me this isn’t true, because they pay their card balance off in full each month. I say, “That’s part of the problem!” We all have a propensity to spend up to what we know we can afford to pay off each month. Those that carry and grow their balances […]
Your account balance carries a hidden surrender charge. Millions of working Americans contribute a percentage of their earnings to a 401k account while many also have IRA accounts, most of which were formerly 401k that were rolled over to IRA’s. While some people follow the daily moves of their account balances, other wait patiently for […]
In addition to Halloween, the month of October is known for creating spooks and scares among investors. When it comes to wealth suddenly disappearing, October can be quite frightful. The stock market crash of 1929 that led to the Great Depression occurred in October. So did the 22.6% plunge suffered by the Dow Jones industrial average in […]
How long do you think it will take for the S&P 500 to reach 4,000 or the Dow to reach 34,000? I started my career in finance back in 1986, when the S&P 500 index was under 300. Today, it crossed the 2,000 mark, which means that it has climbed nearly 700% and that doesn’t count […]
We are now past the halfway mark for 2014 and it’s time for a brief review of our investment and economic performance. At your leisure, check out my video commentary below. Halftime Investment & Economic Report Please email or call with any questions or comments you may have.
- It’s Never Too Early May 12, 2015
- My Mother, My Idol May 7, 2015
- What Matters Most April 29, 2015
- Left Alone, Many Individuals Are Horrible Investors April 22, 2015
- And the Winner is? Active vs. Passive Investing April 21, 2015
- Shut Up and Take My Money January 13, 2015
- Use Life Insurance for Long Term Care (if needed) December 5, 2011
- What Did You Pay For Your Kid’s College? Please Respond August 27, 2013
- Perks of Getting Older June 19, 2013
- “Cameron Frye, This One’s for You!” March 31, 2014
- Mike Pensinger: It's studies like this that emphasize the importa...
- Brad Rosley: Hi Victor, glad you liked it. sign up for the week...
- Victor Rojas: Brad Excellent post, I'll follow your technique ...
- Brad Rosley: Thanks for sharing Steve. I learned quite a bit fr...
- Steve Groenier: Great story Brad. I remember road trips with my fa...