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You're Not Alone - Who Can Afford College Today? College Calculator

College costs for kids today are ridiculous and unaffordable for most people. We are in this together.  I have three children ages 14,13 and 11 that are planning on attending four-year colleges as of now.  The future costs could be close…
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Take Advantage of Tax-Free Roth IRA

Yes, I am referring to you. My favorite retirement savings vehicle is the Roth IRA and you may be wise to use it. There are 3 ways to fund a Roth IRA. 1. FRONT-DOOR Roth Contribution  - Contribute directly if - Married family income…
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Fiscal Cliff Financial Planning – Helping You Keep Your Cash from Being Taxed

Over the next few weeks, I’ll be sharing tax saving strategies for you and your family and friends to fight back and keep more of your hard-earned money. As I write this, there is uncertainty about what will happen with the schedule tax increases…
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Who is Your Financial Planner?

Financial Planners are for Everyone “Failing to plan is planning to fail." - John Wooden” It was recently brought to my attention that many people think that only "rich" people have financial adviser's.  Nothing could be farther from…
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Spend Money or Save it - Daily Decisions

You are where you are today, because of the decisions you have made so far in your life. Many people I know are losing daily financial battles and not saving enough money. Every minute of the day we make decisions and while most are very…

Life Lessons

We are learning, never quite fast enough, that the time and date of our own death is unknown, but it could be tomorrow, or next week, or next year.  Knowing this, and fully recognizing its truth, can help you overcome complacency about doing…