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Our Story

My wife, Soni, and I celebrated 23 years of marriage recently and I thought I would share what some of the key financial decisions we made along the way and the impact they had on our family. The themes are consistent: Figure out what is…

Mortgage Payment Hurts Retiree Options

What a difference having a mortgage payment makes regarding your retirement plan affordability! Did you refinance your home loan for thirty years to take advantage of historically low mortgage rates? If so, you may be locked into a mortgage…