Post-Retirement Planning Archives

Achieving Financial Independence, Balanced Living, Goals-Based Planning, Post-Retirement Planning

Perks of Getting Older

Last weekend, I had the pleasure of going to the wedding for one of my childhood best friend's daughter. This was my first wedding for a peer's child and I guess it is just another milestone to indicate I am getting older. Does getting…

Achieving Financial Independence, Goals-Based Planning, Investments, Mortgage, Post-Retirement Planning

Why I Prefer Stocks to Bonds

For the past 30 years, interest rates have been moving down and bond prices have been going up. Now, interest rates are at a level when the best case is they "stay flat" as there is not much room to go any lower. With the low-interest rates…

Achieving Financial Independence, Goals-Based Planning, Investments, Post-Retirement Planning

Stock Market Roars Up - Use Logic Rather Than Emotion

The U.S. stock market just had a terrific first quarter. The S&P 500 index was up 10.0% over the past three months. My client portfolios were not up that much because they also own many other investment asset classes that didn't advance…

Achieving Financial Independence, Estate Planning, Investments, Post-Retirement Planning, Tax Planning

Take Advantage of Tax-Free Roth IRA

Yes, I am referring to you. My favorite retirement savings vehicle is the Roth IRA and you may be wise to use it. There are 3 ways to fund a Roth IRA. 1. FRONT-DOOR Roth Contribution - Contribute directly if - Married family income…