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Category Archives: Balanced Living


“Return on Life”

We have all heard the phrase “return on investment” and that is measurable, but have you ever considered what your “return on life” (ROL) was in the past year? I recently read a blog discussing the “Return on Life” concept and describing the 6 core

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There is No Government Crisis (4 minute read time)

The only potential “crisis” is that most people are doing just fine with 17% of the government shut down.  God forbid the nation gets by with less government spending.  Like a household after a pay decrease, spending priorities need to be made to make do

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Unworkable ObamaCare

Opaque rules, big delays and rising costs: The chaos is mounting. From WSJ.  Gov’s – Bobby Jindal & Scott Walker Remember when President Obama famously promised that if you like your health-care plan, you’ll be able to keep your health-care plan? It was a brilliantly

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A Local Housing Turnaround? Q & A with a Pro

Inspired by the recent appraisal of my home for a refinance, I was curious what is going on in the local housing market. If you’re like me, you really haven’t wanted to know your specific home value and how much equity you have lost the

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HARP Mortgage Refinancing Program Might Be Great for You

Commencing on November 15, 2011 FHFA, Fannie Mae and Freddie Mac introduced major changes to the Home Affordable Refinance Program (HARP). In an effort to attract more eligible borrowers who can benefit from refinancing their home mortgage. This program is a major effort to assist

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10 Ways Budgeting Saved My Marriage

I have been preaching to anyone that would listen that managing your monthly marital cash flow is not only the key to financial success, but also one of the keys to a happy marriage.  Over the past fifteen years, I’ve helped develop financial plans for

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The Drachma is Dead: So Is the Welfare State

By Brian S. Wesbury, First Trust Advisors There is a simple rule in monetary economics, which many seem to have forgotten. A weak currency cannot replace a strong currency. In other words, the existence of the euro will force the countries of Europe to confront budgetary problems