How to Save Thousands of Dollars on Healthcare with Medi-Share

Medi-Share Healthcare In 2017, I saved about $10,000 on my healthcare. Let me explain how you can save on big on your healthcare too. My family of five (three teenagers, […]

Continue reading

How to Avoid Three Common Insurance Mistakes

There’s no reason to make these insurance mistakes. Insurance is one of those areas where even financially bright people often make poor decisions. Mistakes: MISTAKE #1. Carrying a low deductible on […]

Continue reading
medical billing and insurance

My Doctor’s Office Crazy Billing Experience

Doctor Billing and Insurance! Out of pocket is more than they get from the insurance companies? Much to my chagrin, my loving wife made an appointment for me to see […]

Continue reading

Obamacare Impact – Say Goodbye to your Doctor

Chances are your doctor is no longer “in-network” if you have an Individual or Family “Exchange” Health Insurance Plan. Remember President Obama promising “You can keep your doctor“, well he’s […]

Continue reading

Protect Yourself Against Uninsured Drivers!

An old college friend of mine (that happens to be an attorney) recently brought this to my attention: The Importance of Uninsured and Underinsured Motorist Coverage Trust me on this. […]

Continue reading

No Will Needed – Beneficiary Updates are Critical

Most of your assets will never pass on through your will (assuming you have one).  IRA’s, 401k’s, life insurance and annuities all have direct beneficiaries that were recorded when you […]

Continue reading

The Truth About Private Retirement Pension

I imagine that most people reading this will end up never spending the principal of their retirement nest egg for fear of running out of money.  At some age, well […]

Continue reading

Our Story

My wife Soni and I celebrated 20 years of marriage recently and I thought I would share what some of the key financial decisions we made along the way and […]

Continue reading

Declined for Life Insurance

One phone call with a woman on the other end saying I was “declined” for coverage really had my head spinning.  A little over a month ago I applied for […]

Continue reading

Is a Private Pension in Your Future?

With CD’s paying next to nothing, we need some creative ideas to generate more income during retirement… Most of us have a notion on what a “pension” is, as you […]

Continue reading

Life Insurance Key to Retirement Spending and Legacy Plan

Over the past several years, most of the clients that I have advised to purchase life insurance are retired and have no dependent need. The insurance has greatly helped their […]

Continue reading

Why HSA’s go Hand in Hand with Obamacare and Retirement

I’ve written about Health Savings Accounts (HSA) in the past (Are You Missing Out? – 23,000 Reasons I Love My Health Savings Account (HSA)) as being one of my favorite […]

Continue reading

Umbrella Insurance: Protecting you on Rainy Days

Let’s face it; we live in a litigious society. Whether you are a small business owner, a professional or managing your own family you need to take measures to protect […]

Continue reading