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5 Common Financial Mistakes 20 Somethings Make That Destroys Their Wealth

Your 20s is a magical time in your life. You are starting off your career and have big dreams for how you want your life to turn out. But lurking underneath the fun times are financial mistakes that can completely derail your future. Sadly,…
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Brad Rosley's Timeless Wisdom - Beyond Money Book

Beyond Money is a compilation of Brad Rosley's best advice from the past 30 years in practice as a Certified Financial Planner. An engaging fictional story is complimented by timeless financial ideas that make an otherwise dry subject much…
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Is Financial Wellness Within Your Reach?

Financial Wellness means different things to different people. When surveyed some of the answers to "What is necessary for me to take the next step toward financial wellness": Getting rid of my credit card balance Not living paycheck…
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Long Term Care - How to Plan & Pay For it?

. Have you ever wondered if you will be financially wiped out if you have a debilitating stroke or get dementia (Alzheimer's) in your old age? Maybe you know of someone that went through this kind of illness.  The personal and financial devastation…
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What's on the Checklist for Top 1%ers

The Top 1%'ers have certain things in common. Starting with having a clear plan for success. It's in my nature to be a guy that makes lists to help stay organized and get things done. DOES THIS SOUND LIKE YOU? We are finally getting sunshine…
lifeplanningtoday.com
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How to Avoid Marital Money Problems

  "Marry a man/woman more frugal then you," is great advice from one of my favorite books, The Millionaire Next Door Some guys will tell you, it's a lot easier said then done. For those guys that have married a frugal woman, money is usually…
Financial Risk
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5 Huge Financial Risks Bigger Than Stock Market

Financial Risk! Sure you might lose money on any given day on a stock or stock mutual fund. What other risks are out there? Many people are taking much bigger risks than that and may not know it. 1.Retirees Earning too little or spending…
homeowner tax
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Property Taxes Are Eating Away at Home Ownership

Property Taxes are Eating up all our Money! Homeowners all over the Chicagoland area received their annual bad news in the mail soon in the form of their property tax bill.   For the past twenty years I've lived in Glen Ellyn, a small…
retirement and college planning
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Mortgage Payment is a Retirement Killer

Will your retirement be put off because you still have mortgage payments to make?   For millions of Baby Boomers, they cannot afford to stop working until their mortgage is paid off or they decide to downsize. I spend many of my days…
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Habits of the Wealthy! 20 Things The Rich Do Every Day.

 Habits of the Wealthy! It turns out that habits of wealthy people tend to create positive, pro-active habits that lead to their success. I have often spoke with clients about living their life in a proactive way rather than reactive. Believe…
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How to Grow Wealth With Your Spare Change! Acorns!

  Acorns Your Way to Wealth – With An Online Piggy Bank!  Click here to set your Acorn Account. I am going to use this app to fund my family’s European vacation 3 years from now. Imagine what this app could mean to your…
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Make 2019 the Year of Good Habits

Habits are the center of our daily existence.  90% of what we do everyday is habit based. How you start your day, your visit to your computer, IPad or cell phone, exercise or not, what or where you like to eat, how you relate to people and…
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Our Story

My wife, Soni, and I celebrated 23 years of marriage recently and I thought I would share what some of the key financial decisions we made along the way and the impact they had on our family. The themes are consistent: Figure out what is…
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It's Never Too Early

The Time Value of Money is the oldest, wisest concept ever created for investors. Wait until you see what you could create by saving less than $7 a day toward college for an unborn baby! The real power of this concept comes from rate of return…