Life Without the Wife

My wife likes to take trips with her girlfriends every now and then and right now she is enjoying sunny Miami while her family digs their way out of 19 […]

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Illinois and Greece, Two of a Kind?

Illinois is Similar to Greece – Broke Illinois is like Greece in one obvious way: It over promised and under delivered on pensions and has little appetite for dealing with […]

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The Real State of the Union

My Rebuttal: While President Obama touts about the 5.6% unemployment in December as another sign of a “recovery” generated by his economic policies, he fails to mention a record 92.9 […]

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Shut Up and Take My Money

Those of you that know me, know that every year I take my family on vacation, usually to a warm beach in Mexico over Christmas break. This year we decided […]

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Winning in 2015

I thought you may be interested to know how a 25-year financial planning expert goes about planning for financial success in the New Year. I’d like to think I live […]

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10 Financial Things To Do Before Year End

       There are a lucky 13 days remaining in 2014 it’s not too late to consider at least one of these financially savvy ideas: Taxing matters If you’re paying estimated […]

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Why HSA’s go Hand in Hand with Obamacare and Retirement

I’ve written about Health Savings Accounts (HSA) in the past (Are You Missing Out? – 23,000 Reasons I Love My Health Savings Account (HSA)) as being one of my favorite […]

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Illinois Says Goodbye to Judy Baar Topinka

Yesterday we lost a Chicago Political Icon, Judy Barr Topinka. Today the Chicago Sun Times succinctly described Judy as “a brash, colorful, plain speaking, competent, energetic product of Chicago’s near […]

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Paid Off Credit Cards Killing Financial Success?

  Most of my clients tell me this isn’t true, because they pay their card balance off in full each month. I say, “That’s part of the problem!” We all […]

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Loving More Effectively

Ever wonder why your spouse or child doesn’t appreciate it when you go out of your way to show your love to them? I just finished reading a terrific book […]

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Fictitious Balance on Your 401k/IRA Account Statement

Your account balance carries a hidden surrender charge. Millions of working Americans contribute a percentage of their earnings to a 401k account while many also have IRA accounts, most of […]

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Post 2014 Election Expectations

A majority of voters were not happy with the policies (higher taxes, Obamacare, etc.) of many politicians on the ballot and the results show many new faces in office. Here […]

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10 Outstanding Ways to Save $$$

You have many options to fix up your finances, but these will have a significant impact: Cut your housing costs. These add up to about 33% of the average family’s […]

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Does 4% Retirement Rule Make Sense For You Today?

The most important and anxious questions I answer for my clients are:  “How much money will I have at retirement and will that be enough to live on? Of course, […]

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