All You Have To Do Is Ask

There are many reasons people choose not to ask for help, whether it be pride, stubbornness, procrastination, not knowing who to ask, etc. Recently, an acquaintance of our family stopped […]

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Super Strong Dollar Not Good for Foreign Investments

Many investors have a slice of their investments in international stock mutual funds. That is part of a diversified plan. True diversification is built by owning assets that move in […]

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Is Ignorance Bliss?

This year for Lent I gave up Fox News. If you are an avid news watcher, you may want to try this too.  “Out of sight” really does lead to […]

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Is a Private Pension in Your Future?

With CD’s paying next to nothing, we need some creative ideas to generate more income during retirement… Most of us have a notion on what a “pension” is, as you […]

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Life Insurance Key to Retirement Spending and Legacy Plan

Over the past several years, most of the clients that I have advised to purchase life insurance are retired and have no dependent need. The insurance has greatly helped their […]

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One Powerful Financial Move for Kids (or Grand-kids)

Turn $500/Year into $500,000! I recently created Roth IRA’s for my kids and put $500 into each account. With a little guidance from me, the kids will each choose to […]

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Life Without the Wife

My wife likes to take trips with her girlfriends every now and then and right now she is enjoying sunny Miami while her family digs their way out of 19 […]

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Illinois and Greece, Two of a Kind?

Illinois is Similar to Greece – Broke Illinois is like Greece in one obvious way: It over promised and under delivered on pensions and has little appetite for dealing with […]

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The Real State of the Union

My Rebuttal: While President Obama touts about the 5.6% unemployment in December as another sign of a “recovery” generated by his economic policies, he fails to mention a record 92.9 […]

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Shut Up and Take My Money

Those of you that know me, know that every year I take my family on vacation, usually to a warm beach in Mexico over Christmas break. This year we decided […]

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Winning in 2015

I thought you may be interested to know how a 25-year financial planning expert goes about planning for financial success in the New Year. I’d like to think I live […]

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Why HSA’s go Hand in Hand with Obamacare and Retirement

I’ve written about Health Savings Accounts (HSA) in the past (Are You Missing Out? – 23,000 Reasons I Love My Health Savings Account (HSA)) as being one of my favorite […]

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Paid Off Credit Cards Killing Financial Success?

  Most of my clients tell me this isn’t true, because they pay their card balance off in full each month. I say, “That’s part of the problem!” We all […]

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Loving More Effectively

Ever wonder why your spouse or child doesn’t appreciate it when you go out of your way to show your love to them? I just finished reading a terrific book […]

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