Bonds Struggling in 2015

Interest rates have crept up a little bit. I snapped this picture last week at a local bank. You wouldn’t know it by this CD rate. Bond prices move inversely […]

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In Case You Quit Following the News…

As I wrote earlier this year, I’m removing myself from as much ‘news’ as possible.  Most of it does not impact my life and I find much of it to […]

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Declined for Life Insurance

One phone call with a woman on the other end saying I was “declined” for coverage really had my head spinning.  A little over a month ago I applied for […]

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Stories About Dad

Father’s Day is coming soon and I always have mixed feelings about it. When do men with kids stop thinking of Father’s Day as a day to think about their […]

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No Mortgage at Retirement

I spend many of my days talking with people about when they will be financially independent and what they have to do in order to make that happen. The answer […]

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Checklist for Top 1%ers

It’s in my nature to be a guy that makes lists to help stay organized and get things done.  We are finally getting sunshine in Chicagoland and have had temperatures […]

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It’s Never Too Early

The Time Value of Money is the oldest, wisest concept ever created for investors. Wait until you see what you could create by saving less than $7 a day toward […]

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My Mother, My Idol

I think many of us would agree that our mother is/was probably under appreciated, especially when we were young. The older I get, the more I love and value my […]

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What Matters Most

“I don’t really care” is my first response to many questions these days.  Like the book, “Don’t Sweat the Small Stuff”, right now, due to a medical issue in my […]

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Left Alone, Many Individuals Are Horrible Investors

Part 2. of 2. Individual Investors Left alone, many individual investors are horrible at timing the market. Instead of “buying low and selling high” people tend to do the opposite.  […]

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And the Winner is? Active vs. Passive Investing

Part 1 of 2 on Investing: Active vs. passive investing For this article the passive approach will be reflected by the S&P 500 stock index. Understanding the differences: It’s easy […]

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Money and Marriage

“Marry a woman more frugal then you,” is great advice from one of my favorite books, The Millionaire Next Door. As some guys will tell you, it’s a lot easier […]

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Mini Van Beats Jet for Family Time

Last week our family embarked on yet another vacation.  We packed our luggage (mainly beach wear) and five bodies into our 2004 Toyota Sienna (195,000 miles and counting) for a […]

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“Return on Life”

We have all heard the phrase “return on investment” and that is measurable, but have you ever considered what your “return on life” (ROL) was in the past year? I […]

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