Obamacare Impact – Say Goodbye to your Doctor

Chances are your doctor is no longer “in-network” if you have an Individual or Family “Exchange” Health Insurance Plan. Remember President Obama promising “You can keep your doctor“, well he’s […]

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Protect Yourself Against Uninsured Drivers!

An old college friend of mine (that happens to be an attorney) recently brought this to my attention: The Importance of Uninsured and Underinsured Motorist Coverage Trust me on this. […]

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Remember When?

How do you create a “Remember When” experience? With Thanksgiving right around the corner it reminds me how significant great memories are to our lives.  How do you know if […]

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More to Life Than Walking?

What should I do with all the new free time in my life? My three kids are now all in high school and as you might imagine they are no […]

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Low Interest Rates – No Favors for Seniors

A quadruple slam against senior citizens today.  I am not sure if things have ever been more stacked against seniors trying to get by on a fixed income than they […]

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No Will Needed – Beneficiary Updates are Critical

Most of your assets will never pass on through your will (assuming you have one).  IRA’s, 401k’s, life insurance and annuities all have direct beneficiaries that were recorded when you […]

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Do You Really Understand Your Tax Bracket?

Understanding Your Tax Bracket Whether you received a bonus from work or are retired and considering taking an IRA distribution, understanding how that extra income impacts your taxes is important.  […]

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The Truth About Private Retirement Pension

I imagine that most people reading this will end up never spending the principal of their retirement nest egg for fear of running out of money.  At some age, well […]

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“It’s Christmas in August!”

Life is about making memories and I had an all-timer this week when I took my mother (a die-hard Reds fan from Cincinnati) and her dear friend, Lolly,  to Wrigley […]

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Déjà Vu All Over Again

Déjà Vu all over again was the response I received from one long-time client in response to what is going on lately with the stock markets around the world. Seemingly […]

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When to Say “No”

Where do you draw the line? Our kids have their hands out wanting us to buy things for them starting at a very early age.  In grade school, I think […]

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Our Story

My wife Soni and I celebrated 20 years of marriage recently and I thought I would share what some of the key financial decisions we made along the way and […]

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Trade Expectations for Acceptance

Parents constantly judge their kids decisions and choices.  In their eyes, their kids make head scratching or down right frustrating decisions every day.  As a parent, I sometimes allow my […]

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Want to Smile? Work up a Sweat!

Lately, I’ve lost some of the bounce in my step and have found myself not smiling as much as I would like. Despite trying many of my mood uplifting tricks, […]

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