Do You Really Understand Your Tax Bracket?

Understanding Your Tax Bracket Whether you received a bonus from work or are retired and considering taking an IRA distribution, understanding how that extra income impacts your taxes is important.  […]

Continue reading

The Truth About Private Retirement Pension

I imagine that most people reading this will end up never spending the principal of their retirement nest egg for fear of running out of money.  At some age, well […]

Continue reading

“It’s Christmas in August!”

Life is about making memories and I had an all-timer this week when I took my mother (a die-hard Reds fan from Cincinnati) and her dear friend, Lolly,  to Wrigley […]

Continue reading

Déjà Vu All Over Again

Déjà Vu all over again was the response I received from one long-time client in response to what is going on lately with the stock markets around the world. Seemingly […]

Continue reading

When to Say “No”

Where do you draw the line? Our kids have their hands out wanting us to buy things for them starting at a very early age.  In grade school, I think […]

Continue reading

Our Story

My wife Soni and I celebrated 20 years of marriage recently and I thought I would share what some of the key financial decisions we made along the way and […]

Continue reading

Trade Expectations for Acceptance

Parents constantly judge their kids decisions and choices.  In their eyes, their kids make head scratching or down right frustrating decisions every day.  As a parent, I sometimes allow my […]

Continue reading

Want to Smile? Work up a Sweat!

Lately, I’ve lost some of the bounce in my step and have found myself not smiling as much as I would like. Despite trying many of my mood uplifting tricks, […]

Continue reading

Bonds Struggling in 2015

Interest rates have crept up a little bit. I snapped this picture last week at a local bank. You wouldn’t know it by this CD rate. Bond prices move inversely […]

Continue reading

In Case You Quit Following the News…

As I wrote earlier this year, I’m removing myself from as much ‘news’ as possible.  Most of it does not impact my life and I find much of it to […]

Continue reading

Declined for Life Insurance

One phone call with a woman on the other end saying I was “declined” for coverage really had my head spinning.  A little over a month ago I applied for […]

Continue reading

Stories About Dad

Father’s Day is coming soon and I always have mixed feelings about it. When do men with kids stop thinking of Father’s Day as a day to think about their […]

Continue reading

No Mortgage at Retirement

I spend many of my days talking with people about when they will be financially independent and what they have to do in order to make that happen. The answer […]

Continue reading

Checklist for Top 1%ers

It’s in my nature to be a guy that makes lists to help stay organized and get things done.  We are finally getting sunshine in Chicagoland and have had temperatures […]

Continue reading