Trimming the Fat

Not from your waistline, but from your monthly bills. Twenty five years ago when I helped people plan for retirement, we didn’t even factor in monthly cell phone, internet and […]

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Presidential Talk: Does it Really Matter?

All the time spent watching news regarding the presidential candidates is a waste.  The pre-primary debates and talk may influence your vote in the primary, but probably not on election […]

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New Year’s Big Sale – Stocks and Oil

The U.S. stock market at this early point in the year is down (biggest Jan. sale ever?) more than any other year in history. What does that mean to you? […]

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Big Debt on Campus

Watching the movie The Big Short this week made many viewers wonder… Why didn’t more people know about what was going on? And are there other lingering issues in our money based […]

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Make 2016 the Year of Good Habits

Habits are the center of our daily existence.  90% of what we do everyday is habit based. How you start your day, your visit to your computer, IPad or cell […]

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Obamacare Impact – Say Goodbye to your Doctor

Chances are your doctor is no longer “in-network” if you have an Individual or Family “Exchange” Health Insurance Plan. Remember President Obama promising “You can keep your doctor“, well he’s […]

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Protect Yourself Against Uninsured Drivers!

An old college friend of mine (that happens to be an attorney) recently brought this to my attention: The Importance of Uninsured and Underinsured Motorist Coverage Trust me on this. […]

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Remember When?

How do you create a “Remember When” experience? With Thanksgiving right around the corner it reminds me how significant great memories are to our lives.  How do you know if […]

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Low Interest Rates – No Favors for Seniors

A quadruple slam against senior citizens today.  I am not sure if things have ever been more stacked against seniors trying to get by on a fixed income than they […]

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20 Things The Rich Do Every Day

 I have often spoke with clients about living their life in a proactive way rather than reactive. It turns out that wealthy people tend to create positive, pro-active habits that […]

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No Will Needed – Beneficiary Updates are Critical

Most of your assets will never pass on through your will (assuming you have one).  IRA’s, 401k’s, life insurance and annuities all have direct beneficiaries that were recorded when you […]

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