How Astonishing Property Tax Rates Hurt Home Ownership

Homeowners all over the Chicagoland area received their annual bad news in the mail this week in the form of their property tax bill. For the past twenty years I’ve lived […]

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Lifeboat Drill for Your Stock Portfolio

Lifeboat Drills for you investment portfolio should be done BEFORE the markets have a big drop. Now that the stock market has fully recovered from the horrific January, it makes […]

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Why Pay More Income Tax Than You Have To?

If you are not a member of Congress, you are not a “lawmaker.”  While you do not make laws, you retain some control over what you do to take advantage […]

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How Chasing Possessions is Dangerous to Your Wealth

The Big Lie is that creating a higher standard of living leads to a higher quality of life. Having more money or nicer things allows you to pay for nicer […]

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If I Were King…I Would Fix Entitlement Programs

With elections this year and as we get into the meat of tax season,  it gets me thinking about our financial laws and what I would change if I were […]

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Avoid These 5 Huge Financial Risks

Sure you might lose money on any given day on a stock or stock mutual fund. What other risks are out there? Many people are taking much bigger risks than […]

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Estate Plan Gone Bad

Some people have taken the time to do some estate planning only to have it blow up in their face after they have died.  The chance of this happening grows […]

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Trimming the Fat

Not from your waistline, but from your monthly bills. Twenty five years ago when I helped people plan for retirement, we didn’t even factor in monthly cell phone, internet and […]

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Presidential Talk: Does it Really Matter?

All the time spent watching news regarding the presidential candidates is a waste.  The pre-primary debates and talk may influence your vote in the primary, but probably not on election […]

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New Year’s Big Sale – Stocks and Oil

The U.S. stock market at this early point in the year is down (biggest Jan. sale ever?) more than any other year in history. What does that mean to you? […]

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Big Debt on Campus

College student loans are growing daily and have now surpassed credit card debt by $600 billion. Watching the movie The Big Short  made many viewers wonder… Why didn’t more people know […]

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Make 2018 the Year of Good Habits

Habits are the center of our daily existence.  90% of what we do everyday is habit based. How you start your day, your visit to your computer, IPad or cell […]

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