Wanted: Child Care Provider

Requirements include, but aren’t limited to: Strong knowledge of the Lego the Hobbit Video Game Basketball and outdoor sports skills Willingness to wrestle is a plus. Why not consider a MANNY? Also known as a child care provider who happens to be a young male. With more families entrusting young children to the care of […]

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DOW nears 17,000; Where’s the Euphoria?

As the Dow nears hitting 17,000 after dropping to 6,626 back on March 2, 2009, you would think there would be mass euphoria and an upbeat feeling among you and your peers. Surprisingly, I don’t see or feel it. But, why is that? Shouldn’t everyone be feeling fantastic about their financial situation with such an incredible […]

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When Will the Market Plummet?

We know department stores will have huge sales the day after Thanksgiving, but no one tells us when stock or bond prices are going on sale. Analysts are paid big money to try and predict investment (Stock & Bond) prices, but they are often wrong and much better at hindsight than forecasting. What we know… […]

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Parents & Grandparents: Happy 529 Day!

For many, 5/29 is just another day in the month of May and probably overlooked due to the Memorial Day holiday. However, for the financial industry, 529 takes on a different meaning. Many people are unaware of the 529 College Savings Plan, a tax-advantaged account that families can open to save for their children’s or […]

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Umbrella Insurance: Protecting you on Rainy Days

Let’s face it; we live in a litigious society. Whether you are a small business owner, a professional or managing your own family you need to take measures to protect yourself and your assets from potential lawsuits. Although this is surely not a comprehensive list, here are some measures you can use! Umbrella Insurance: Umbrella […]

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Being Proactive Pays Off

This is a guest post written by Kimberly Silvestri, President and CEO of Silvestri Services, www.silvestriservices.com.  When working with our elderly family members, it pays to be proactive rather than reactive. Waiting for a crisis to occur creates unnecessary stress. Planning early for long term care with your loved ones using Care Management, helps you become […]

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How to Avoid Three Common Insurance Mistakes

Insurance is one of those areas where even financially bright people often make poor decisions. I think the media is partially at fault and the resources people use for guidance might not be very helpful. Keep in mind that what is prudent for many (the median family income is about $50k) people is not necessarily prudent […]

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Nothing Natural About Retirement

The idea of “retiring” is relatively new in this country’s history. It was created by financial institutions about 70 years ago after social security was first set up to transition aging, unproductive workers out of hard labor jobs (making room for younger workers) during the Industrial Revolution.  Did you know Social Security was created in […]

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College: Good News, Bad News

I have been writing about the shrinking value of a college degree for some time now. It’s a fact that college costs have escalated at a pace FAR in excess of family income, dampening the return on college costs. Of course, if that degree makes the difference in landing a job then that probably beats […]

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How Long Has It Been Since You Rehabbed Your Home?

This is a guest post by Elisa Niesen and Lynne Gerding, Realtors and Renovators based in Naperville, IL, www.elisaandlynnehomes.com. Spring has finally SPRUNG and if you’re from the Midwest then I’m sure you were as miserable as we were! Every year it is a time of preparation and a revival of the old to make things new. We couldn’t think […]

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