You have many options to fix up your finances, but these will have a significant impact: Cut your housing costs. These add up to about 33% of the average family’s budget. Refinance your mortgage to a lower interest rate if possible, increase the deductible on your home insurance, even consider moving to a location with […]
This is a guest post by Elisa Niesen and Lynne Gerding, Realtors and Renovators based in Naperville, IL, www.elisaandlynnehomes.com. Spring has finally SPRUNG and if you’re from the Midwest then I’m sure you were as miserable as we were! Every year it is a time of preparation and a revival of the old to make things new. We couldn’t think […]
Last month our youngest son turned 16 and experienced that long awaited moment…he obtained his driver’s license! A euphoric experience for him, but frankly a somber reality for us as parents. Last week I wrote about the steps required to obtain a driver’s license and the responsibilities that accompany the privilege to drive a vehicle. […]
When the Patient Protection and Affordable Care Act starts rolling out in October, it will overhaul how Americans get health care coverage. You will find yourself in a maze of different options. I came across this article in the Sunday Chicago Tribune this past Sunday. Hopefully it may be a start to assist you in […]
With students entering into the final stretch of the spring semester many are still contemplating their options for employment this summer. Many students are still looking to land a summer internship. Although many young adults have already solidified their plans for the summer, many are still looking for the opportunity to land a summer internship. […]
This is the time of year you will hear much about IRAs (Individual Retirement Accounts) This is because an IRA contribution is the last tax deduction you can still create for your 2012 tax return to make a pretax IRA contribution (provided that you not eligible for another form of retirement saving, ect 401k defined benefit […]
As the summer winds down, many of us face the challenge of sending our darling children back to the classroom. Many of you have kids that are about to take the big step that occurs after high school…College. College sticker prices these days can match the price tag on a high end automobile. But there’s […]
Everyone knows that a baby-pink ribbon is for breast cancer awareness. But what about a baby-blue ribbon? Did you know it’s for prostate awareness? Men’s health tends to take a back seat in our society. But men are just like women – when they put off doctor visits and health screenings, their whole families can […]
Interest rates and financing rates are at record low levels. How can you take advantage of an opportune situation? A great start is to clean up your credit history. A few great steps to doing so: 1. Get negatives erased from your credit history While you should always keep an eye on your credit score, […]
5 Things to Consider When Choosing A College With college application season fast approaching you have certainly been given advice with respect on how to decide where to go and what your child should pursue. Some of the advice isn’t so obvious. Kiplinger magazine has released its Best Values List, measuring public universities by […]
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- Rob Wyant: Brad. Thank you for sharing. Excellent book and ...
- Mike Pensinger: I explain to clients the *hope* is that you'll be...
- Brad Rosley: Be happy with what you have. Count your blessings ...
- Mike Pensinger: Wow! I knew we are extremely lucky to be living i...
- Scott Blumenshine: Wow. Good information to keep things in perspectiv...