How Astonishing Property Tax Rates Hurt Home Ownership

Homeowners all over the Chicagoland area received their annual bad news in the mail this week in the form of their property tax bill. For the past twenty years I’ve lived […]

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How Chasing Possessions is Dangerous to Your Wealth

The Big Lie is that creating a higher standard of living leads to a higher quality of life. Having more money or nicer things allows you to pay for nicer […]

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5 Bigger Risks Than The Stock Market

Sure you might lose money on any given day on a stock or stock mutual fund. What other risks are out there? Many people are taking much bigger risks than […]

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No Mortgage at Retirement

I spend many of my days talking with people about when they will be financially independent and what they have to do in order to make that happen. The answer […]

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10 Outstanding Ways to Save $$$

You have many options to fix up your finances, but these will have a significant impact: Cut your housing costs. These add up to about 33% of the average family’s […]

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Does the Home Ownership Make Cents?

The American Dream has evolved over time from the right to liberty and pursuit of happiness to the ownership of material items, one of them being a home to call […]

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Why I Prefer Stocks to Bonds

For the past 30 years, interest rates have been moving down and bond prices have been going up.  Now, interest rates are at a level when the best case is […]

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4 Expectations from President Obama’s Second Term

Americans have re-elected President Obama and he was inaugurated for a second term.   The president won the Popular and Electoral College vote.  President Obama has promised to bring our country […]

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Romney Wins – Then What?

When Romney Wins – Then What? Since Mr. Romney is well positioned to win the presidential election, I’ll take a few minutes to explain what I think might happen if […]

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Shopping for the best refi deal for YOU$$$

Are you looking to refinance before the end of the year? The latest frenzy of mortgage refinancings has benefited millions of Americans who have been responsible or lucky enough to […]

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5 Simple Questions to Take Your Financial Pulse

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HARP Mortgage Refinancing Program Might Be Great for You

Commencing on November 15, 2011 FHFA, Fannie Mae and Freddie Mac introduced major changes to the Home Affordable Refinance Program (HARP). In an effort to attract more eligible borrowers who […]

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