Good planning can make life easy on retirees. Unfortunately, many people wait longer than they should to start planning. If you are wondering where to start or what you should review read about these three key mistakes that you should want to avoid: 1. Investing only in bonds or CD’s to generate income. This mistake […]
About Brad RosleyBrad Rosley, CFP®, is the founder and President of FFG which opened in Glen Ellyn, Illinois in 1996. He has been a Certified Financial Planner since 1990 and helping individuals with their financial decisions for over 25 years. Ask Brad your financial and investment questions!
It’s not what you make, but what you keep that counts. 1. “Realize” Capital Gains by Selling Winners Many people sold investments a few years ago when the stock market plunged. For some, those sales created a tax loss that could be used to offset future capital gains. The gain or loss is computed simple […]
My favorite time of the year is here. At Thanksgiving, we give thanks and gratitude for all the relationships and opportunities we are afforded while at Christmas we give thanks for Jesus Christ. What a great time! If you are anything like me you are too busy most of the time to focus on living […]
What did I ever do with all the time I waste looking at my phone? I can hardly keep up with the explosion of smart phone apps, can you? I know my smart phone apps have changed my life, my access to information and time-wasting games. I usually hear about great apps from other people […]
What would happen to the cost of your auto insurance policy if oil changes were paid for entirely by your auto insurance? You wouldn’t pay at the point of service, but rather you would give them a card and they would send your paperwork off to your auto insurance company to collect payment. Laughable right? […]
When I went to college ( U. Of Iowa) the out-of-state cost was around $5,000. Four years and $20,000 or so later I and was done (thanks again mom and dad for paying). My first salaried job paid me $19,500, or almost the equivalent of what my four-year Big Ten school education cost. For the […]
Since day one, my compass for financial advice giving has been sharply focused and easy to read. When making recommendations for a client, I consider what would I do in their situation. If it was an older client, I would ask; “what would I do if those were my parents?” Therefore, it should come as […]
I believe most people in our area under the age of 60 are completely unprepared ( although most people aren’t aware of this) to maintain their lifestyle without their current income. What do you think? Not saving enough, starting too late and a lavish lifestyle (compared to our parents) are three major reasons you may […]
On October 1st, insurance rates were released for individuals and while most people were taking the government website for a test drive (very few people have signed up) the premiums are not lower as were promised by the President a few years ago. My sister, for example, just informed me that her new family premium […]
Yes, I am living vicariously through my son, Jake’s, youth baseball career. It’s been a fun, interesting, and at times an exasperating experience so far. Did I mention, expensive? We just spent the past five days in Ft. Myers as he traveled with a special group of players representing Bo Jackson’s Elite team in a […]
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