About Brad Rosley

Brad Rosley, CFP®, is the founder and President of FFG which opened in Glen Ellyn, Illinois in 1996. He has been a Certified Financial Planner since 1990 and helping individuals with their financial decisions for over 25 years. Ask Brad your financial and investment questions!
Author Archive | Brad Rosley

Bond Prices at Nose-Bleed Levels – Public Jumps in With Both Feet

Investors continued to pour money into stocks last week, but piled even more cash into bonds, as exchange-traded funds made up of bonds saw their biggest weekly fund inflow on record. Even as the stock market rallied, taxable bond ETFs drew in a one-week record of $4.49 billion, led by an all-time high weekly take [...]

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Obamacare – Pass on Insurance? – Train Wreck Coming

If the average family were to pay $10,000 per year for insurance, might they be better off keeping that money in a savings account and paying out doctor bills from that account and keeping whatever they don’t spend each year? What if you are diagnosed with a terrible disease?  As of 1/1/14, at that time, [...]

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Why CFP® Certification Matters

Most people think all financial planners are “certified,” but this isn’t true. Anyone can call himself a “financial planner.” Only those who have fulfilled the certification and renewal requirements of CFP Board can display the CFP® certification marks, which represent a high level of competency, ethics and professionalism. CFP Board’s Standards of Professional Conduct require [...]

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Assault on Gold

The precious metal’s biggest drop in 30 years on Monday left it deeply entrenched in bear-market territory. Recently, gold prices have dropped 28% from their record settle high in August 2011. Gold’s 13% decline over two days marks a potentially historic reversal for an investment that gained wide acceptance after gains of more than 500% [...]

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3 Questions to Help You Look Ahead

Another birthday came and went for me Tuesday and, as always, I spent quite a bit of time reflecting.  I wondered at what age did I start spending more time thinking about memories rather than the my future. Am I really that old?  When should I make my “bucket list”?  I thought Jack Nicholson was [...]

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Stock Market Roars Up – Use Logic Rather Than Emotion

The U.S. stock market just had a terrific first quarter.  The S&P 500 index was up 10.0% over the past three months. My client portfolios were not up that much because they also own many other investment asset classes that didn’t advance nearly as much.  For example, the bond market was flat for the quarter, [...]

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3 Retirement Obstacles

Getting older just kind of happens.  The next thing you know you’ve hit 50 and can’t believe you are that old.  I won’t be there for another year, but already feel that way, especially when my son reminds me that I have been out of high school for over THIRTY YEARS! Many of my clients [...]

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The Best Investment I Ever Made

Reconnecting With The Past About 22 years ago, I was asked by a girl I liked if I would volunteer to tutor a child from the Cabrini Green area.  I said  “ok” and went to the Fourth Presbyterian Church on Michigan Avenue in Chicago the next Wednesday night having no idea what to expect.  When [...]

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Dow Hits All-Time Record – Looking Backward and Forward

  The Dow Jones Industrial Average (Dow) closed just above its peak 5 ½ years ago, but as you will see below much has changed over that time. The Last Time The Dow Was Here (Oct. 2007) vs. Today: Dow Jones Industrial Average: Then 14164.5; Now 14253 Regular Gas Price: Then $2.75; Now $3.73 GDP [...]

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How to Save Money While Getting Healthy

Earlier this month, I was reminded by a sports nutritionist how horrible soda is for your body and how critical water is to living a healthy life.  The nutritionist mentioned that a lack of the ability to focus is a common symptom of dehydration and adversely affects kids at school and adults during their daily [...]

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