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No Will Needed - Beneficiary Updates are Critical

Most of your assets will never pass on through your will (assuming you have one).  IRA's, 401k's, life insurance and annuities all have direct beneficiaries that were recorded when you first signed up for them.  For many of those assets, that…

"It's Christmas in August!"

Life is about making memories and I had an all-timer this week when I took my mother (a die-hard Reds fan from Cincinnati) and her dear friend, Lolly,  to Wrigley Field for the Cubs vs. Reds game Tuesday night. Lolly, has been a veryclose…