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What Matters Most

“I don’t really care” is my first response to many questions these days.  Like the book, “Don’t Sweat the Small Stuff”, right now, due to a medical issue in my family, almost everything seems like “small or unimportant stuff”. Why…
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Left Alone, Many Individuals Are Horrible Investors

Part 2. of 2. Individual Investors Left alone, many individual investors are horrible at timing the market. Instead of “buying low and selling high” people tend to do the opposite.  The proof is in the chart below: The terrible investor…
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And the Winner is? Active vs. Passive Investing

Part 1 of 2 on Investing: Active vs. passive investing For this article the passive approach will be reflected by the S&P 500 stock index. Understanding the differences: It's easy to get caught up in the Wall Street hype about which…
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Mini Van Beats Jet for Family Time

Last week our family embarked on yet another vacation.  We packed our luggage (mainly beach wear) and five bodies into our 2004 Toyota Sienna (195,000 miles and counting) for a long drive. This year's last minute idea was to go to Naples…