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Loving More Effectively

5 Love Languages is a "difference maker" book. Ever wonder why your spouse or child doesn’t appreciate it when you go out of your way to show your love to them? I just finished reading a terrific book that should be required reading…
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Fictitious Balance on Your 401k/IRA Account Statement

Your account balance carries a hidden surrender charge. Millions of working Americans contribute a percentage of their earnings to a 401k account while many also have IRA accounts, most of which were formerly 401k that were rolled over to…