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Protect Yourself Against Uninsured Drivers!

An old college friend of mine (that happens to be an attorney) recently brought this to my attention: The Importance of Uninsured and Underinsured Motorist Coverage Trust me on this. You need at least $250,000 in Uninsured and Underinsured Motorist Coverage.  Ideally, you have $1,000,000


Remember When?

How do you create a “Remember When” experience? With Thanksgiving right around the corner it reminds me how significant great memories are to our lives.  How do you know if or when you’ve created one of those “remember when…..” moments? The formula can be totally


More to Life Than Walking?

What should I do with all the new free time in my life? My three kids are now all in high school and as you might imagine they are no longer that excited about spending time with dad.  Getting them to do something is like

Senior SS check

No Favors for Seniors

A quadruple slam against senior citizens today.  I am not sure if things have ever been more stacked against seniors trying to get by on a fixed income than they are today. 1. Historically low interest rate returns – gone are the days when a


20 Things The Rich Do Every Day

 I have often spoke with clients about living their life in a proactive way rather than reactive. It turns out that wealthy people tend to create positive, pro-active habits that lead to their success. I do believe your character is a function of your habits

family insurance umbrella

Beneficiary Issues

Most of your assets will never pass on through your will (assuming you have one).  IRA’s, 401k’s, life insurance and annuities all have direct beneficiaries that were recorded when you first signed up for them.  For many of those assets, that information may be outdated.


Do You Really Understand Your Tax Bracket?

Whether you received a bonus from work or are retired and considering taking an IRA distribution, understanding how that extra income impacts your taxes is important.  I just had a client review meeting explaining tax brackets and realized it’s quite possible many people do not


Create Your Own Private Retirement Pension

I imagine that most people reading this will end up never spending the principal of their retirement nest egg for fear of running out of money.  At some age, well into those retirement years, you will realize you are too darn old (you have everything

Go Cubs Go!

“It’s Christmas in August!”

Life is about making memories and I had an all-timer this week when I took my mother (a die-hard Reds fan from Cincinnati) and her dear friend, Lolly,  to Wrigley Field for the Cubs vs. Reds game Tuesday night. Lolly, has been a veryclose family

Two hands preserve a green tree against a thunder-storm

Déjà Vu All Over Again

Déjà Vu all over again was the response I received from one long-time client in response to what is going on lately with the stock markets around the world. Seemingly no worries at all. He’s seen it all before and hopefully is very comfortable with