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Yogapose

Want to Smile? Work up a Sweat!

Lately, I’ve lost some of the bounce in my step and have found myself not smiling as much as I would like. Despite trying many of my mood uplifting tricks, I couldn’t shake my doldrums. I tried walking at night, breaking my diet and eating

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Bonds Struggling in 2015

Interest rates have crept up a little bit. I snapped this picture last week at a local bank. You wouldn’t know it by this CD rate. Bond prices move inversely to interest rates.  The past few months haven’t been too good for bonds.  The 10-year

Man praying for the phone to ring

Declined

One phone call with a woman on the other end saying I was “declined” for coverage really had my head spinning.  A little over a month ago I applied for more life insurance, (the kind with the rider that allows you to get an advance

Howard Rosley

Stories About Dad

Father’s Day is coming soon and I always have mixed feelings about it. When do men with kids stop thinking of Father’s Day as a day to think about their own dad rather than being a dad?  I’m sure everybody’s different, but I still haven’t

relaxed woman

Checklist for Top 1%ers

It’s in my nature to be a guy that makes lists to help stay organized and get things done.  We are finally getting sunshine in Chicagoland and have had temperatures above seventy degrees for two consecutive days.  While that is long overdue, it’s time for

It’s Never Too Early

The Time Value of Money is the oldest, wisest concept ever created for investors. Wait until you see what you could create by saving less than $7 a day toward college for an unborn baby! The real power of this concept comes from rate of

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My Mother, My Idol

I think many of us would agree that our mother is/was probably under appreciated, especially when we were young. The older I get, the more I love and value my mother. I’m fortunate that she is still with me and going strong.  I’m especially lucky

Sweat The Small Stuff

What Matters Most

“I don’t really care” is my first response to many questions these days.  Like the book, “Don’t Sweat the Small Stuff”, right now, due to a medical issue in my family, almost everything seems like “small or unimportant stuff”. Why does it take a situation